For those businesses on a calendar-based fiscal year, Requests for Proposals (RFPs) are already hitting the street. RFPs are a lot of work for both Issuers and Suppliers. They work out best for everyone when it is a respectful process. Issuers don’t get the best bids when they treat suppliers like second-class citizens of the business realm. Likewise, suppliers don’t get the respect they deserve when they don’t play by the rules or fail to state their case in an effective manner.